Yes, Progressive increases rates after 6 months in some cases. If you're a new Progressive customer, you'll see your car insurance premium. If you're a new customer of Progressive, your auto insurance premium will increase after the first 6-month policy period if you file a claim or if traffic violations are added to your driving record during that time. Most insurance companies' policies are packaged in six- and 12-month periods.
Assuming that your coverages, driving history, and other basic criteria remain the same throughout that period, your premium normally won't change. After that term ends, your insurance company can review your premium, which could cause your car insurance rate to rise or fall. You will receive a notice from your insurance company several weeks before the renewal date informing you of any changes that have been made to your policy or premium. Keep in mind that the average car insurance policy lasts for six or 12 months.
Car accidents and traffic violations often explain the increase in insurance rates, but there are other reasons why car insurance premiums increase, such as the change of address, the new vehicle, and zip code claims. However, another reason why Progressive might increase rates after 6 months is that insurance costs across the market have increased over time. Progressive roadside assistance pays for towing services if your car breaks down for any reason, whether it's on the road or in your driveway. This type of car insurance coverage also applies if you or your family members are traveling as passengers in other vehicles or are hit by a car while walking or biking.
Increases in auto insurance rates are often related to increases in the policyholder's insurance risk. Liability is mandatory auto insurance coverage in 49 states, while comprehensive and collision coverage are optional if the car is paid for. The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, such as the state laws where you live, the term of the policy, and how often you pay the premium. To cancel a Progressive insurance policy, call (86) 416-2003 to speak with a customer service representative and make arrangements for the cancellation to take effect immediately or at a future date.