Are there any additional fees associated with getting a refund from geico car insurance in plano?

No, Geico doesn't charge a cancellation fee to customers who cancel their auto insurance coverage midway through the policy. Drivers can cancel a Geico policy by calling (800) 841-1587 and will receive a full refund for unused premiums. In addition, if you cancel your Geico policy because you disposed of your car, you may have to submit proof, such as a bill of sale, so that Geico knows that you won't drive without insurance. The cheapest insurer for an old car may not be the cheapest for a new car or special vehicle, since each insurer calculates rates differently.

Insurers generally charge lower premiums to homeowners, and you can also get a discount for multiple policies if you insure your home and car with the same company. You should switch your car insurance to another company when you can find a cheaper rate for the same amount of coverage without sacrificing aspects such as customer service. Insurance companies may have a specific deadline for GAP insurance reimbursements, but you can usually request a refund at any time before the policy period expires. Married drivers typically pay less for car insurance than single drivers, so be sure to tell your insurance provider about your nuptials.

When the interactive voice response system prompts you, say “cancel the insurance policy” and then “automatic” if you are going to cancel your car insurance policy. Car insurance rates vary dramatically by age, with particularly steep drops when the driver turns 19 and 21. If it has improved, report it to your current insurer and then check if other companies can beat your insurance company's price. It's also worth checking the prices every time there is a change in circumstances that could affect your rate, such as insuring a new car or adding a new driver. Guaranteed auto protection (also known as GAP insurance) is an insurance policy that offers a refund if the car is stolen or completely destroyed and you still owe money from the car's car loan.

To cancel a Geico insurance policy, the policyholder must call Geico to speak directly with a customer service agent. It's usually easiest to change your car insurance company at the time your policy is renewed, but if you choose to switch in the middle of the policy, your current insurer will normally reimburse you for unused premiums, less cancellation fees.