In fact, Geico says that its safest drivers can save an additional 26 percent on their rates with a five-year discount from Geico per good driver. Reservists or active duty workers who insure with Geico can also receive an additional 15 percent discount on their coverage costs. Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal. Even drivers with a poor record can benefit from other auto insurance discounts offered by Geico.
Whether you have liability auto insurance coverage or a more comprehensive policy, discounts can help lower your car insurance premiums. To qualify for the Geico good driver discount, drivers must be accident free for five years, and this may even include the time you've been insured by another company. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. If you receive an auto insurance quote from Geico over the phone, you'll get the same information; however, you'll also have the opportunity to ask personal questions.
Of course, it's best to compare insurance coverage, rates, and additional discounts, and talk to an insurance agent or customer service representative if you have any specific questions about discounts. Ultimately, you'll need to get a quote from Geico and then compare the rates of other insurance companies to see what your savings are. Geico offers more than 30 different auto insurance discounts that you can qualify for, including the Geico DriveEasy mobile app and the discounts for defensive drivers, which can save you up to 26 percent on a one-time discount (depending on the discount, where you live, what you drive, etc.) So how can you get a discount on your Geico insurance? Yes, you can save on your car insurance with the company. Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags.