A multi-car insurance policy just means that you have two or more vehicles in your policy. If you have more than one vehicle in the same direction, you can add them all to your policy. Some insurance companies may indicate that they must have a garage at the same address, but an actual garage is not required. It simply means that cars must be parked in the same direction or close to it.
Most insurers will also allow you to share a single car insurance policy with someone if you live with that person. Multi-car insurance means having multiple vehicles in an auto insurance policy maintained in the same place. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
However, you should inform your insurer that the car will be stored (stored in a garage) in a different location than in your home for an extended period of time. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. Keep in mind that other factors may affect your car insurance rate if you're starting a new car insurance policy. Insurance companies have different rules about who can or cannot be added to an auto insurance policy, as well as how many drivers can be on the list.
Since most insurers offer a grace period to update your policy with your new vehicle, your dealer will usually only need proof of insurance before giving you the keys. In the insurance world, claims are commonly referred to as losses, and the amount of losses a particular brand and model has can affect the cost of insuring. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy.
If your child goes to school and has their own vehicle, the car can normally remain on their multi-car insurance policy as long as the student continues to use their home as their primary address. Just add any vehicle that belongs to your spouse, family member or roommate to your policy and you'll receive the discount for several vehicles as long as the car is mainly stored in your home. When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy.