Your personal auto policy with Progressive can cover you while you're driving a rental car, up to the extent of the coverage you have for your own vehicle. For example, if you have comprehensive coverage for your car, that protection will extend to most rental vehicles. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.
The closest thing to vehicle storage insurance is comprehensive car insurance coverage, since it protects your vehicle against the types of damage it could suffer while it's parked on your property. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. This type of car insurance coverage also applies if you or your family members are traveling as passengers in other vehicles or are hit by a car while walking or biking.
If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. Car insurance coverages vary depending on individual and state needs, but almost all policies contain liability coverage. Liability is mandatory auto insurance coverage in 49 states, while comprehensive and collision coverage are optional if the car is paid for. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
Below, you can see the average cost of car insurance in Virginia for drivers with a speeding ticket, at-fault accident, or drunk driving conviction in your motor vehicle records. Comprehensive car insurance and collision insurance are also common types of car insurance coverage, although no state requires them. That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident. You might not want the extra expense of insuring a vehicle that isn't in operation, but the same principles apply to a broken car as to a running car stored without coverage.
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