Most drivers do this when purchasing liability insurance for cars. Liability insurance pays for the repair or replacement of the other driver's car or other damaged property, and pays for other people's medical expenses when you're at fault for an accident. Next, we discuss the insurance implications of the use you intend to give to a car and why it's important to you. You can qualify for a discount on car insurance if your family insures two or more cars under a Travelers policy.
If you use your car as a shared vehicle or plan to rent it, you may need to consider other insurance options, including commercial auto insurance. If your accident was caused by another driver, the other driver's insurance company will pay you for a car rental. If you're thinking of taking out classic car insurance, keep in mind that many specialized insurers require that the vehicle only be used occasionally for driving for pleasure and attending classic car events. For example, if your car is 10 years old, the company will pay you the value of a 10-year-old used car.
These are some of the many factors that insurers consider when calculating their premium, in addition to the type of car, driving history and location. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Some insurers may classify car use as a pleasure if you only drive a few thousand miles a year, even to work. SPEECH).
Then understand the safety features of your car, such as warning systems or anti-theft devices, how much you drive your car and who is driving it. If you own or rent a hybrid car, you can save on your Travelers car insurance with a discount on hybrid car insurance. It may seem like an odd question, but policy rates can vary when looking for car insurance for pleasure. Technically, there's no difference between pleasure car insurance and car insurance for trips to work; you'll need a basic auto insurance policy regardless of the purpose for which you primarily use your car.
Policyholders with drivers who are fully enrolled in high school or college and who are good students who maintain a “B” average or better may qualify for a discount on car insurance. Car insurance protects you financially by paying the medical and repair bills for the other driver's car if you cause an accident. On the other hand, if you have a sports car that you've painstakingly restored and you only take it out on special occasions, an insurance company will likely classify it as a pleasure car.