In Texas, rental car insurance is not required by law. However, it is recommended to protect yourself in the event of an accident or theft when renting a car. Rental car insurance can be purchased from the car rental company or from your car insurance provider. No, you don't need your own personal auto insurance to rent a car in Enterprise.
We offer several different types of rental car insurance plans and protective products to help you protect yourself in the event of an accident. If you know you're going to rent a car soon, call your insurance company to make sure you have comprehensive coverage. The customer can provide liability insurance for cars through a personal insurance policy or can purchase liability insurance for rental cars from Texas. According to car rental companies such as Alamo Rent -A -Car, drivers should ensure that they have comprehensive coverage with their existing policies to avoid buying unnecessary insurance when renting a car.
As a general rule, if the car you rent is significantly more expensive (both to buy and to insure) than what you normally drive at home, you'd better pay for the additional coverage of the rental car to cover your bases. Your personal insurance may charge you a deductible if your rental car is damaged, but with an LDW, you won't have additional expenses. Rental car insurance packages vary from state to state, but the professionals at Tri-Star are here to help you choose, no matter where you go. However, if you're going to do everything you can to buy an improved sports car instead of that 10-year-old sedan you're driving around Houston, you might want to hedge your bets by paying the extra money for insurance from the car rental company, which may include travel insurance.
If you plan to rely on these types of insurance during the rental period, Avis recommends that you check with your insurance company or credit card company before renting. The customer can provide liability insurance for cars through a personal insurance policy or can purchase additional liability insurance.