Liberty Mutual has no discounts for low mileage. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). No, Liberty Mutual does not offer any specific discounts for low miles. However, Liberty Mutual's premiums do take mileage into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub.
In addition, if you have a car that doesn't travel more than 7500 miles per year, you may qualify for a limited-use or low-mileage vehicle discount. In addition to package discounts, American Family Insurance customers can get discounts for having a teen driver on their policies, for being loyal customers of American Family Insurance, or for ceasing to be a direct competitor. Low mileage discounts, training for defensive drivers, and cost-saving vehicle safety equipment are also available. Esurance is owned by Allstate, so you'll see some similarities between the two in terms of discounts and types of coverage, although Esurance has slightly fewer advantages, such as accident forgiveness and classic car insurance.
The main difference between them is that Allstate depends on insurance agents to help customers, while drivers will be more on their own with Esurance and its online customer service. Esurance's direct approach may lower prices for some drivers, allowing them to save even more than they would with Allstate. If you're looking for minimal coverage with a limited budget, Esurance could be the right choice for you. Offering insurance coverage in just 11 states, Mercury ranked nowhere in the J, D ranking.
However, it earned a respectable Bankrate score of 4.2, and it offers lower than average rates among the insurance companies we studied in San Antonio. Mercury offers standard coverage options and potential discounts, which can help San Antonio drivers keep rates low. With an average 34% increase in rates after a conviction, Mercury may not be the best choice for those who have a speeding ticket on their record, but the company could be a good fit for drivers with bad credit who need affordable coverage. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means a lower chance of filing a claim.
With the IQ Score, Insurify can provide quantitative ratings so that drivers can better compare auto insurance companies and make informed decisions to meet their coverage needs. To find the best car insurance companies in San Antonio with the most affordable rates, Bankrate reviewed dozens of companies and assigned them a Bankrate score. One of the best ways to get cheap car insurance in San Antonio is to combine it with other policies, such as home insurance. Founded in 1912, Liberty Mutual is one of the three leading insurers in the United States, and auto insurance is the main product offered by Liberty Mutual.
The discount is automatically applied to a qualifying Liberty Mutual policy, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. To qualify for the Liberty Mutual multi-car discount, a customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount. New and young drivers tend to pay more for car insurance because they don't have much driving experience.
It's also worth noting that Liberty Mutual has a usage-based insurance program called RightTrack, which can help drivers with low mileage save money. So when we talk about cheap car insurance, we're referring to insurance that's flexible enough to meet most budgets without leaving drivers unprotected in the event of an accident. Insurance providers often offer the most affordable rates to people with a clean driving record, so being responsible behind the wheel can help you get the cheapest rates and, at the same time, get the best car insurance in San Antonio. USAA offers several types of car insurance for different drivers, including motorcycle, classic car, and motorhome insurance.