No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. An important factor to consider when requesting a quote from any auto insurance company, and especially from Liberty Mutual, are the discounts you can opt for. While you'll find great discounts and be impressed by the number of coverage options, one aspect Liberty Mutual lacks is its customer service.
The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means less chance of filing a claim.
The property offered on the bond must be worth at least the same as the insurance amounts required by the state's minimum liability auto insurance requirements. If you're having trouble getting insurance in Texas, check with the Texas Auto Insurance Plan Association. The best way to find cheap car insurance in Texas is to compare prices and quotes from several insurers. With low customer service ratings, Liberty Mutual might not be for you if you value an old-fashioned insurance experience that involves talking to customer service frequently.
As someone who truly appreciates an efficient and helpful customer service line, this could become a problem if you were to take out a policy with Liberty Mutual. These options make it clear that Liberty Mutual is committed not only to serving as many drivers as possible, but also to truly addressing their needs. Once you help Liberty Mutual understand what's important to you, they'll let you know exactly what products they suggest to do it. You agree to pay up to the same amount covered by the minimum liability insurance requirements if you cause an accident with one of your cars.
To explore all the discount options available for your car insurance policies, visit the Liberty Mutual website and visit their “car insurance page.”.