Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. Liberty Mutual generally offers lower premiums than Progressive for drivers with a credit score lower than 580. In nearly every region of the country, State Farm beats Liberty Mutual in overall customer satisfaction.
While Liberty Mutual has more coverage options than State Farm, not everyone would need coverage. Liberty Mutual offers drivers car insurance plans, from healthy drivers with a lot of experience to novice drivers and consumers with a poor driving record. While this defensive driving course offers a discount on your Liberty Mutual insurance premium, it can also help you cancel fines in some states, such as Texas. Both State Farm and Liberty Mutual offer competitive coverage options, but Liberty Mutual outperforms State Farm by offering its customers a few more options.
Complaints range from the weakness of the auto insurance company's customer service agents to a lack of respect for long-time policyholders. It's important to consider what each provider offers if you're thinking of combining your car insurance with another type of insurance. Texas drivers insured by State Farm can save 5% on their insurance if they complete a defensive driving course and meet certain eligibility requirements. Liberty Mutual can offer this discount to drivers based on their state and sometimes their age.
Both companies offer several discounts and roadside assistance, but Liberty Mutual needs coverage for trailers and labor. Texas drivers insured by AAA can complete a defensive driving course to save up to 3% on their auto insurance premium. As a safe driver, you can enjoy a discount on your Liberty Mutual Insurance insurance policy when you complete the online defensive driving course. State Farm ranks higher in financial power, and in customer satisfaction and positive user feedback, Liberty Mutual ranks higher.
American Family Insurance also reduces insurance rates for drivers who have not registered accidents, violations, or claims in the past five years. Although Liberty Mutual has more discounts available than State Farm, Liberty Mutual rates tend to be more expensive.