If you don't have access to a computer or fax machine, we'll be happy to send your insurance card to you by mail. Keep in mind that you could lose your e-discount if you choose to receive your car insurance card in the mail. Texas has a Consumer Bill of Rights for auto insurance. Your insurance company will give you a copy of the bill of rights when you obtain or renew a policy.
You'll also see the amount of the deductible for comprehensive auto insurance coverage and auto collision coverage on your returns page if you added those coverages to your policy. While not all insurers offer digital insurance cards, legalizing them by state usually means that if you have one, you don't have to worry about carrying a piece of paper in your wallet or glove compartment. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. If you think the other driver was at fault, but your insurance company won't pay your claim, file a claim with your own insurance company.
For example, if your car is 10 years old, the company will pay you the value of a 10-year-old used car. If the other driver's limits aren't enough to cover all your medical bills, file a claim with your car insurance company or health insurance company. You can keep the rented car for as long as the company deems reasonable for repair. While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance.
You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies. Your car insurance statements page concisely summarizes vital policy information, including policy periods and numbers, insured drivers, covered vehicles, and chosen coverages. If the other driver's policy limits aren't high enough to pay for all your car repairs, file a claim with your insurance company. With most insurance companies, you'll be able to get proof of car insurance immediately after buying a policy.
If you need to show proof of car insurance to the Department of Motor Vehicles or your lender, you may need an insurance certificate. It won't be worth replacing your car with a new one that's the same make and model as your wrecked car. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer.