Buying a new car can be both exciting and overwhelming at the same time. But now, Polly makes the process of buying insurance for your new car faster, easier and full of unexpected value, by including car insurance from trusted companies. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates.
If you live in a densely populated area and are at greater risk of having a car stolen, vandalized and your car damaged, you're likely to pay more for the part of your policy that covers comprehensive insurance and auto collision coverage. The good news is that sometimes you can increase your coverage amounts by thousands and your car insurance rate will only change minimally. Adding your spouse to your car insurance policy offers some small but favorable benefits, including potentially lower costs and the convenience of having a single policy. While this data provides information on the average cost of car insurance in each state, it's not customized for your specific situation.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. On average, car insurance rates are higher when you're younger and decrease (or stabilize) as you age. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.
For example, Progressive offers a discount when combining insurance policies, such as homeowners insurance, motorcycle insurance, boat insurance, recreational vehicle insurance, and more. Progressive offers a discount for good students if parents add an eligible teen driver to their policy to reduce the cost of insuring new drivers. There are a variety of factors that affect your car insurance rate, such as your age, location, driving history, use of the vehicle, accidents, type of vehicle, and more. Learn more about car insurance for teens, insurance for seniors, and how age affects your car insurance rate.