How does liberty mutual right track work?

RightTrack is a program that allows you to control your car policy savings by evaluating your safe driving habits. After you sign up, simply download the app.

Liberty Mutual

offers its customers a program in which they can participate and that will allow them to save up to 30% over the life of their auto policy. With every car trip, Liberty Mutual's mobile app or plug-in device records driver behaviors, including sudden braking, acceleration, night driving and the number of miles traveled.

Drivers who score well in the program are entitled to a discount of up to 30 percent on their Liberty Mutual car insurance policy. Liberty Mutual RightTrack monitors aspects such as braking and acceleration, and Liberty Mutual won't increase its rates for poor driving habits. Installing the Liberty Mutual RightTrack app is simple: you can download it through an app on your phone, or if you're in New York, you can install a tangible device in your car. If you change a registered vehicle after completing the review period, Liberty Mutual will apply any premium adjustment to the replacement vehicle, as long as the replacement vehicle is added to the policy within 60 days of the removal of the originally registered vehicle.

You may not want to use the program if you are not comfortable with Liberty Mutual collecting and using this data to set rates. The program is a good option for drivers with high rates at Liberty Mutual, such as high-risk drivers who have Liberty Mutual SR-22 insurance. RightTrack can be a great program for Liberty Mutual customers who want to lower the average cost of car insurance. If you need to replace your RightTrack device, or even your vehicle, call your local Liberty Mutual agent.

If your vehicle was involved in an accident, follow all normal procedures for managing such an emergency and then contact a Liberty Mutual claims representative as soon as possible. Liberty Mutual RightTrack is a usage-based program that rewards safe drivers with discounts on their Liberty Mutual auto insurance policies. Since Liberty Mutual RightTrack won't increase your rates like other usage-based programs, the program doesn't have many drawbacks. Liberty Mutual RightTrack monitors aspects such as braking and acceleration to determine how much a driver can save.

By downloading the RightTrack app to your smartphone, Liberty Mutual will be able to observe your driving habits and behaviors, rewarding you for the safe choices you make on the road. During the course of the program, drivers can view their projected savings on the dashboard or on the savings details page of Liberty Mutual's RightTrack mobile app.