Whether you've just arrived in DFW or are a Metroplex resident looking for car insurance, GEICO combines affordable rates and great customer service. Bankrate's Geico insurance review also revealed that the company doesn't underwrite many insurance products besides auto insurance. Progressive offers a long list of auto insurance discounts, as well as numerous home insurance discounts for those looking to save on both types of policies. As for the NAIC complaint rate, Geico has fewer complaints, on average, about its private passenger car insurance for a company of its size, with a complaint rate of 0.68. Its coverage options are generally standard and it doesn't have as many optional add-ons as other auto insurance companies.
These factors, combined with customer satisfaction and financial strength scores, earned him the Geico Bankrate Awards for the best overall auto insurance company and the best affordable auto insurance company. Geico policyholders have access to numerous potential discounts that can help them save on car insurance. Geico offers below average car insurance rates, as well as a robust combination of coverage options, discounts and digital tools. Nationwide could also be an option for those who want to combine home and car insurance with the same company, since the company issues its own insurance policies for homeowners.
The only additional options listed on the Geico website are emergency roadside service, rental reimbursement and insurance against mechanical breakdowns. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
Geico's average auto insurancerates are also significantly cheaper than the national average when a young driver is added to the policy. This index may indicate that Geico car policyholders are generally satisfied with the company's service.
Because Geico homeowners insurance is offered through partner companies, contact information for property claims may vary depending on the company that writes your policy. Customers may be able to obtain a term life insurance policy through Geico's partner companies without any medical tests, but they will still likely have to complete a health and lifestyle questionnaire.