Progressive charges a cancellation fee of 10% of the premium or a fixed rate in some states, although customers in other states don't have to pay a fee to cancel their auto insurance coverage in the middle of the policy. Progressive customers will receive a refund for unused premiums, less cancellation fees. Insurers will generally reimburse you for the unused portion of your policy, assuming you paid in advance. However, depending on your state and the time of cancellation, your insurer may charge a cancellation fee.
Learn how to get a refund on car insurance. In some states, Progressive will charge a flat rate or may charge 10% of your premium. Meanwhile, in other states, customers don't have to pay any fees when canceling their insurance, even if they do so in the middle of the policy. If there are unused premiums, customers will receive a refund for them, or at least the amount remaining after paying the cancellation fee.
The most reliable method is to call the main customer service number at 888-671-4405 to request cancellation. Progressive agents serve that number 24 hours a day, seven days a week. 2 To cancel your policy, you'll need your name, policy number, date of birth and Social Security number, as well as the date you want to cancel the policy. You can end your coverage the same day you call, but we recommend that you wait until your policy expires.
That way, there's no chance that Progressive will charge you a cancellation fee. If you're thinking about stopping using Progressive, call 888-671-4405 now to find out if you're subject to a reduced rate, surcharge, or cancellation fee. If so, ask the agent to indicate the language of the cancellation fee in your car policy documentation. Read that documentation to confirm that the agent's response was correct.
Most of the time, the auto insurance rate increases as a result of increased insurance risk for the policyholder. These steps will guide you through the process of canceling your Progressive car insurance policy, whether you're trying to change your policy or get a better deal on your current policy. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. Many people work with Progressive Insurance to be able to get insurance for their home or car, but after a while, they may decide to cancel their policy or switch providers.
For example, if you combine renters or homeowners insurance with an auto insurance policy and cancel your auto insurance, you're likely to see your homeowners insurance rates go up. At the same time, you should keep in mind that if you didn't choose another policy before canceling, you still shouldn't get rid of your car insurance if you still want to drive your vehicle. There's no need to cancel your car insurance after selling a car if you're driving a different vehicle. If you have boat insurance or home insurance with Progressive, the measure could increase your rates on those other policies.
It's generally easier to change car insurance companies at the time the policy is renewed, but if you choose to switch in the middle of the policy, your current insurer will normally reimburse you for unused premiums, less cancellation fees. If you have multiple insurance policies with Progressive, which could include a home and car insurance package, canceling the part of the car insurance package could have a major consequence: you're likely to lose any discounts applicable to multiple policies you might have. Depending on your insurance company, you may be able to cancel your policy by calling your insurer or agent. It's generally best to cancel and change car insurance policies when you're about to end your current coverage.
If you're ready to switch car insurance providers, here are step-by-step instructions on how to cancel your Progressive car insurance policy, as well as important tips to keep in mind when looking for new insurance. If you're a new customer of Progressive, you'll notice that your auto insurance premium will increase after the first 6-month policy period, especially if you file traffic violations or a claim to be added to the registry in the meantime. .