The table below shows the other auto insurance companies available that offer auto insurance in California, along with their average cost per month and their average annual cost. As one of the most expensive states, it should come as no surprise that car insurance rates in California are above the national average. California state law requires that all drivers who want to operate a motor vehicle on state highways have a minimum amount of auto insurance. Finding the right car insurance company largely depends on your individual needs, so understanding what you're looking for and what your coverage needs are can be the first step in determining what the best California car insurance is for you.
As you can see, high-end cars, such as BMWs, generally cost more to insure than more standard brands, such as Hondas. While the average car insurance rates in California could help you determine if you're overpaying for coverage, remember that your premium will vary based on several individual qualifying factors, such as the type of car you drive, your claim history, and the number of miles you drive per year. Your car insurance premium is determined by a variety of factors, such as state, city, and even zip code. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
Now that you know what the average car insurance costs for California drivers are, you can make an informed decision when selecting a policy. And those who want to save money on car insurance premiums can choose to have only the state's minimum liability coverage to be able to drive legally in the state. Below is a table that shows the average car insurance rates in California for some popular vehicle makes and models at a variety of prices. Zebra points out that California law prohibits insurance companies from using their gender and credit rating to calculate auto insurance rates.
WalletHub points out that Californians pay more for car insurance because many of them live in densely populated cities. When looking at car insurance rates in California, it's a promising idea to get quotes from many firms.
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