Geico, USAA, State Farm, Nationwide and Allstate stand out in Texas for their coverage options, average rates compiled by Quadrant Information Services. Below are the best auto insurance companies in Texas. Amica and the Texas Farm Bureau ranked first, but we included a total of 10 auto insurers with a NerdWallet star rating of 4.5 or higher. Our other options for the best cheap auto insurance companies in Texas are State Farm, Germania, Redpoint, and GEICO.
You can find your cheapest company in Texas by comparing quotes from several vendors. Allstate premiums may be more expensive than the state average, but you could save on your premiums if you qualify for some of the company's auto insurance discounts, such as multiple policies, new cars and automatic payments. The companies that appear in Money's Best Car Insurance in Texas are large insurers that serve customers in most states. Texas auto insurers must also offer coverage for uninsured drivers, coverage for underinsured motorists, and personal injury protection (PIP), although these options can be rejected in writing.
Texas residents who cannot afford a standard insurance policy should work with an insurance agent to find the most affordable plan available to them. Finding the best car insurance in Texas probably depends on your unique driving needs and what you value most. The analysis included 5 to 10 of the largest insurance companies in each state; smaller insurers were also included when rates were available. Allstate's network of agents in Texas can provide excellent customer service by identifying your local needs and offering you the car insurance quote that best fits your budget and goals.
Package discount: Insurance companies often offer substantial discounts to customers who have multiple insurance policies (home, car, renters, etc.). Headquartered in the city of Waco, Texas Farm Bureau is one of the best auto insurance companies in the state for good reason. The first step in finding the best car insurance in Texas is to decide what factors are most important to you. Texas Auto Insurance Satisfaction Study, has been on its list of the best auto insurers for 21 consecutive years and has won the title of the best car insurance company in New England for eight consecutive years.
Allstate offers a variety of discounts and features, making it one of the best auto insurance companies in Texas. The cheapest car insurance in Texas for drivers with an accident or driving violation in their background is State Farm or Redpoint. State Farm is also one of the cheapest auto insurance companies in Texas for drivers with background violations. Texas drivers must have minimum levels of liability coverage, but most drivers are likely to have comprehensive and collision insurance as well.