A police report provides an official and detailed description of what happened in the accident. Police reports are required when it comes to injuries, significant damage, or extenuating circumstances. However, you can act as your own detail-oriented advocate in case of minor incidents. Did you file a claim with an auto insurance company and the insurance adjuster won't answer your calls? See this short blog for information on how to get an insurance adjuster to return your calls after a car accident.
The process for filing a car insurance claim with your insurance company is similar, whether you have a police report or not. If you have a report, simply give your car insurance provider the name of the police department and the report number. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. However, some people believe that filing a complaint with the insurance department prepares the insurance company for potential claims later on.
If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here. If you're having a really hard time with the insurance adjuster, some people will contact their state's insurance department and file a complaint. First of all, this isn't a surprise because delaying or denying your insurance claim is one of the ways an insurance company can manipulate the system. Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work.
Insurance companies respond quickly and treat a personal injury lawyer more fairly than someone who has never worked in the insurance system.