Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Each state also has regulators that review the fees that companies charge. In most states, the answer is yes. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy.
Our easy-to-use online customer service site allows you to make changes to your policy at any time. You can change insurers at any time, even if you just renewed your policy with another insurance company. When you cancel with an insurance company, you'll get a refund for the money you paid in advance. Independent agents don't work for one insurance company; instead, they sell insurance from multiple companies.
That means you'll always have an expert on your side who can find the best policy and the best savings for you. And as your needs change, your agent will be there to ensure that you have the right protection. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims.
If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. When you move from another state, you'll need a new car insurance policy, even if you can stay with the same insurance company.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. Your location, where you park your car every day, is a key factor in determining the price of your car insurance coverage. Keep in mind that if you're moving to another state, you won't have to change insurers unless your insurance company doesn't offer coverage in that state.
There's no need to cancel your car insurance after selling a car if you're driving a different vehicle. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple.