The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies. While not all insurers offer digital insurance cards, legalizing them by state usually means that if you have one, you don't have to worry about carrying a piece of paper in your wallet or glove compartment. Some progressive companies can receive compensation as authorized agencies for providing services on behalf of business owners, general liability, professional liability and workers' compensation insurers. Yes, you can show proof of insurance on your phone at the DMV or BMV in every state that accepts proof of digital insurance.
While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance. With most insurance companies, you'll be able to get proof of car insurance immediately after buying a policy. Your independent insurance agent can also offer options from other companies, such as commercial insurance, life insurance, health insurance, general insurance, classic car insurance, and more. No matter what your needs are or where you are in your life, independent insurance agents can provide you with insurance guidance, personalized policies and personalized service.