You can easily add the vehicles you own to your existing insurance policy. Depending on the state and the insurer, you may also be able to insure someone else's vehicle if you keep it in your home and the landlord lives with you. Switching car insurance is easy, but make sure that the coverages, limits, and deductibles in your new policy reflect what you have with your current insurer. While your rate might be lower when a new car insurance company quotes, its protection and claim compliance may not match the standards of your current insurer.
If you decide to change your car insurance company, make sure that there is no interruption in your coverage and remember to cancel your old policy. Your car insurance rate is determined by factors such as age, location, driving history, type and use of the vehicle, and more. We work with more than 35,000 independent agents and brokers who offer a variety of insurance policies from both Progressive and other insurance companies. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
Your car insurance could increase or decrease depending on several factors, including the claim history of your new area. If you're thinking about insurance costs, there are ways to get cheaper car insurance without compromising your coverage. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. The website of the Department of Motor Vehicles in your new state will contain all the legal requirements for insurance and vehicle registration.
You can change your car insurance policies at any time, whether you bought your policy two days or two months ago. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge. When you move from another state, you'll need a new car insurance policy, even if you can stay with the same insurance company. Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf.
If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state.