Auto policies can't be canceled online, but you can cancel your policy by phone, mail, or email. Use our partnership with Progressive to get the coverage that fits your needs. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. You can change insurers at any time, even if you just renewed your policy with another insurance company.
We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. The Agency hires insurance companies that are not affiliated with the USAA and offers products and services (“third-party insurance products”) on their behalf. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, such as the state laws where you live, the term of the policy, and how often you pay the premium.
Progressive charges a cancellation fee of 10% of the premium or a fixed rate in some states, although customers in other states don't have to pay a fee to cancel their auto insurance coverage midway through the policy. The availability of products and coverages may vary in some places and all insurance requests are subject to the insurance company's underwriting. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
Increases in auto insurance rates are often related to increases in the policyholder's insurance risk. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. To cancel a Progressive insurance policy, call (86) 416-2003 to speak with a customer service representative and make arrangements for the cancellation to take effect immediately or at a future date. However, another reason why Progressive might increase rates after 6 months is that insurance costs across the market have increased over time.