If you don't make a payment with Progressive, you'll have a grace period of 10 to 20 days before your policy is canceled. Your car insurance policy won't be immediately canceled because you don't make a payment. Auto insurance companies are required by state law to give notice before canceling their policy. Depending on the state, you'll normally have 10 to 20 days.
Your company will notify you by mail or email before canceling your coverage. If you have insurance coverage and you're late renewing your policy by 12 months, the grace period for renewing it is up to 10 days. If you are expected to renew before August 1, you have until August 11 to do so. If you're currently a Progressive customer, you can call customer service at 1-866-749-7436 to add your new car and any additional coverage you may need.
Insurance companies know that sometimes their customers may have forgotten when their car insurance is going to be renewed, so they sometimes grant a grace period found on the policy document. To add your new car to a Progressive policy, you'll need to obtain the vehicle identification number (VIN), tell Progressive what you'll be using it for, and add any additional drivers of that car to your policy. Car insurance grace periods can be up to 30 days, but the exact time you have to make a payment before your coverage is canceled depends on your insurance company and the state. Make your payment as soon as possible, as the grace period for car insurance may vary depending on your insurer.
Progressive's grace period for new cars is 30 days, which means that current Progressive customers have 30 days to add a new car to their insurance policy and purchase any additional coverage they may need. Each insurance company determines their rates differently, so while Progressive is one of the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies. Auto insurance companies often offer a grace period for late car insurance payments, so a payment that's late by a few days shouldn't be a problem. You can add your new vehicle to a new Progressive insurance policy in less than an hour, provided you have the correct information.
During that grace period, your new car will be covered under your existing Progressive insurance policy. In addition, Progressive rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car.