Average car insurance costs. Insurers are in the business of risk, and drivers in high-risk categories are likely to pay more for their insurance. The final insurance policy premium for any policy is determined by the insurance company upon application. When choosing car insurance for your family, make sure that the company you choose will be there when you need it most.
Simply enter your zip code below, answer a few questions, and in no time you'll be comparing the cheapest quotes from the many auto insurance companies that offer policies in Houston. The average cost of car insurance in Texas is 15% higher than the national average auto insurance premium. Combining your home or rental insurance and car insurance policies can often reduce your car insurance costs, according to your insurance company. There are a number of factors that determine how much insurance companies can charge you to insure your vehicle.
There are several unique reasons why car insurance is also increasing every year in Texas, even if your details remain the same. Car insurance in Texas is expensive because the state has three of the 10 largest cities in the country and a large and growing population across the state. Buying Texas minimum liability auto insurance coverage is the easiest way to meet the financial responsibility requirement. City residents often pay more for car insurance due to higher traffic density and greater likelihood of accidents, unlike sparsely populated rural areas.
Where you call home is an important factor when it comes to how much you're going to pay for car insurance. Some of the companies that make Bankrate's list of the best auto insurance companies in Texas include Geico, USAA, and State Farm.