Tell your company about a new car as soon as possible to avoid a break in coverage. Rental agencies offer damage exemptions and liability policies. It is an agreement under which the rental agency will not charge you for the damage caused to the car you rent. ETags is a price comparison marketplace that allows you to check if you're paying too much for your car insurance, so you can start saving.
By comparing quotes through ETags, you can save up to 32 percent on your car insurance. If your accident was caused by another driver, the other driver's insurance company will pay for you to rent a car. The Texas Department of Insurance is the official state agency responsible for regulating the insurance industry in Texas. It won't be worth replacing your car with a new one that's the same make and model as your wrecked car.
It's also vital that you talk to your insurance agent to learn more about insurance discounts. If you don't own a car, but you borrow it frequently, you can purchase a third-party liability policy that pays for damage and injuries you cause to others while driving a borrowed car. The problem is compounded by the fact that most people find it inconvenient to change car insurance providers. If you think the other driver was at fault, but your insurance company won't pay your claim, file a claim with your own insurance company.
Your insurance company will pay for a car rental only for as long as it deems reasonable to repair or replace your car. Even when you find the “cheapest” car insurance company, your profile may not necessarily meet their requirements for cheap coverage. If the other driver's policy limits aren't high enough to pay for all your car repairs, file a claim with your insurance company. Thanks to ETags, finding out if they overcharge you for car insurance and you change insurance companies couldn't be easier.
It's cheaper to insure an older vehicle, mainly because older cars are less valuable, so the insurer won't have to pay as much in the event of a total loss. Select your current insurance company and whether you rent or own (since you can save more if you bundle insurance policies for renters or homeowners through the same insurance provider). Car insurance protects you financially by paying the medical and repair bills for the other driver's car if you cause an accident. If the other driver's limits aren't enough to cover all your medical bills, file a claim with your car insurance company or health insurance company.