Civil Liability: Under Texas law, the at-fault driver liability insurer must provide you with a rental while your car is being repaired. You must require the same type of car you had before. For example, if you were driving an SUV, you shouldn't receive a budget car as rent. It can be difficult to know who is responsible for paying for a car rental after an accident.
In Texas, the fault-based insurance system means that the party that caused the collision will be responsible for your damages, including the costs of renting a car. However, you may first need to apply for initial coverage from your own insurance company or temporarily pay out of pocket. A car accident lawyer can help you process a claim related to a damaged or wrecked motor vehicle. Your lawyer can arrange a car rental for you and request reimbursement or coverage from one or more insurance companies on your behalf.
It's essential to know what your coverage includes, whether it's your car insurance, a credit card benefit, or any additional coverage you chose when signing an agreement. Many credit companies also offer some coverage for towing, administrative costs and loss of use for the rental company. The driver listed in the contract is responsible for the costs of the car he signed. However, an experienced car accident and personal injury lawyer can help you file a claim and seek compensation so that you can be reimbursed and recover the costs for the damages and injuries you have suffered.
You need another way to travel while your vehicle is in the garage or waiting for the insurance check to pay for a new car. If you've been involved in a car accident that requires you to get a rental car to continue with your daily life, the process can often be more complicated than you might expect. Since a personal auto insurance policy isn't a requirement for renting a car, car rental agencies offer additional coverages to buy and add to your contract. Start by reviewing your policy to see if it pays you rent a car while it's being repaired.
With this option, you may initially have to pay out of pocket for renting a car out of pocket and then request reimbursement from the other driver's insurance provider. A self-claim may be the least resilient route to obtaining reimbursement for a rental car after a car accident in Texas. You can receive a rental car free of charge from the other driver's insurance company in two ways:. Regardless of whether you or your insurer pays for the rental car, you also need to know what coverage you have if you drive a rental car and are involved in an accident.
If your car insurance policy covers a rental car, it will be much easier and hassle-free to get your rental car through your own insurance company, even if the accident wasn't your fault. Because this is a car rental and contract, insurance coverage and procedures can be more complicated. When you file a total loss claim, your auto insurance company will pay you the fair market value of your total car, including depreciation. Often, insurance companies will tell you that they need a recorded statement from you about your accident to determine if they will accept liability, and they will tell you that it is a requirement to get you a rental car.
If you have an accident and your car is damaged, you may need to rent a car while it's being repaired. Many drivers think that their insurance company will automatically cover the cost of a rental car if they've had an accident that isn't their fault, but that's not the case. However, you should still talk to your insurance company or agent to see what coverage you have while driving the rental car.