Why does progressive raise rates after 6 months?

Yes, Progressive increases rates after 6 months in some cases. If you're a new Progressive customer, you'll see your car insurance premium. If you're a new customer of Progressive, your auto insurance premium will increase after the first 6-month policy period if you file a claim or if traffic violations are added to your driving record during that time. Both Geico and Progressive are reputable insurers with a positive reputation in the industry, but which one is best for you depends on your situation.

But know that insurance premiums don't increase on a whim and that the reason for a rate increase is almost always related to insurance risk. Along with standard car insurance policies, both Geico and Progressive offer additional coverage options, such as roadside assistance and rideshare insurance. Increases in auto insurance rates are often related to increases in the policyholder's insurance risk. When comparing Progressive and Geico, Progressive offers more insurance coverage options and add-ons, and Geico offers more affordable rates on average.

Car accidents and traffic violations often explain the increase in insurance rates, but there are other reasons why car insurance premiums increase, such as the change of address, the new vehicle, and zip code claims.